AKC Pet Insurance offers reliable, customizable coverage to help protect your pet’s health at every stage of life. With options for accidents, illnesses, and wellness care, AKC Pet Insurance provides pet owners with peace of mind and financial support when their dogs or cats need quality veterinary care most.
Why Pet Insurance is Good?
Finding pet insurance that is genuinely worth the cost, and that offers broad and customizable coverage is the top priority for pet owners when it comes to insurance. When it comes to coverage that is specifically designed to accommodate the needs of pets of all breeds, AKC pet insurance excels. While the trust of the American Kennel Club is a name brand in the industry, the real value in the coverage is the relaxation of financial burden for your surprise visits to the veterinarian.
What Makes Pet Owners Choose Us?
- Policies are simple to read
- Selection of coverages is customizable
- Illness and accident coverages are included
- Wellness programs can be added
- Some plans cover certain hereditary and congenital conditions
- As long as you are enrolled, there is lifetime coverage
For families that want long-term protection for their pets, the features of this policy get all around care for your pet.
What AKC Pet Insurance covers?
Different pets have different needs, so AKC Pet Insurance has several different kinds of coverage to make picking out a policy to fit your lifestyle and budget easy.
Accident & Illness Coverage
This is the most common plan pet owners choose. Also, it allows you to protect your pet from the most common health issues.
Some of the common health issues are:
- Complications
- Problems of the urinary tract
- Injuries from accidents
- Ear diseases
- Digestive problems
- Skin diseases
- Eye problems
This coverage ensures that your pet’s medical bills will be affordable and that he will be able to get the medical care he needs.
Accident-Only Coverage
This is a good plan for families that are on a tight budget and want at least some coverage.
Accident-Only Coverage covers:
- Fractures
- Wounds
- Emergency medical care
- Accident related surgery
The coverage is limited but it can still help reduce stress that can come from sudden accidents.
Wellness and Preventive Add-Ons
AKC Pet Insurance offers optional, but highly recommended, preventive care benefits.
These benefits may include:
- Vaccinations
- Routine wellness examinations
- Heartworm tests
- Preventive flea and tick treatments
- Dental cleaning
Due to the many benefits of preventive care, it is recommended that pet owners have these benefits.
Coverage for Hereditary Issues
Purebred pets are more likely to have some hereditary or congenital health issues. With some plans, the AKC covers many of these issues.
These include:
- Hip dysplasia
- Heart issues
- Elbow problems
- Ocular disorders
This is very beneficial for owners of purebreed dogs.
How AKC Pet Insurance Works?
You will appreciate and get the most value out of your policy when you understand how this system works.
Step-by-Step Process
This is a pet insurance system that is designed to be as simple and user friendly as possible.
Select a plan that suits your coverage needs and your budget.
Take your pet to see any licensed veterinarian of your choice when they need medical assistance.
Pay the veterinarian directly for their services.
You will need to submit a claim for your reimbursement, including any notes from the vet and the invoice.
You will be reimbursed according to the plan you selected.
This is a very simple and flexible system for the pet owners.
The Incremental Value of AKC Pet Insurance
As any pet parent will tell you, it isn’t just dogs and cats that can be classed as family members and so there become a number of advantages that pet insurance provides throughout the ownership journey and beyond:
Emergency and Long Term Financial Assistance
As with most unexpected emergencies, the diagnosis and treatment of an emergency condition can become quite costly, especially when there are multiple visits to the veterinarian or a specialist. Insurance will pay at least some of the costs:
- Emergency surgery
- Long term treatment plans
- Diagnostic retrieval or testing
- Specialist visits
Helps to Alleviate Mental Burden
Knowing the mental burden is removed leaves the pet parent free to concentrate on the overall the health and wellness of their family member.
Assurance from Young to Old Policy Attention
As long as the contract is actively paid, the insurance will cover dogs and cats throughout the entire pet ownership experience.
Plan Customizations
Pet parents are free to select their:
- Annual insurance contract limit
- Specific deductible
- Percentage of reimbursement
This ultimately means that pet parents will be able to budget and pay their premiums with some predictability.
Important Aspects of the Insurance Policy
Before the insurance is purchased there are some important facts surrounding the insurance pet policy that need to be considered.
For Pet Insurance Policies
It is important to read the entire policy from start to finish.
Take note of the specifics surrounding the pet’s breed, as there may be some exclusions.
Do you want accident only coverage, or full coverage insurance.
Choosing to include wellness care as part of the policy is important and can save overall costs.
Take some time to learn what the waiting period will be before coverage goes into effect.
A little mental effort will simplify the task of finding a plan that works for you and for your pet.
FAQs
Are only purebred dogs insured by AKC Pet Insurance?
No, there is coverage for all cats and dogs regardless of whether they are purebred or a mixed breed.
Pre-existing Conditions
Including AKC, no pet insurer covers pre-existing conditions. However, some temporary conditions, following a recovery period, may be covered.
Any Veterinarian?
Absolutely. Any licensed veterinarian can be visited, and reimbursement can be received.
Other Services Included?
Only with a wellness add on. This is an optional service, but can prove beneficial.
Waiting Period?
Yes. Like other insurers, AKC pet insurance has waiting periods for certain coverages that vary by plan.